# Canopy: one checkout for every way a customer pays

> Canopy, in development, puts every way a customer pays on one screen on a market vendor’s or food truck’s phone: card taps, Apple Pay, Cash App, Venmo, Zelle, SNAP tokens and cash, with one ledger at closing. Cards land in your own Square account.

- Page: https://clinamenco.com/products/canopy/
- Book a free Quick Check: https://calendly.com/clinamenco
- Email: hello@clinamenco.com
- Updated: 2026-11-10

In development · farmers markets first

## Canopy

One checkout for every way a customer pays.

For market stalls and food trucks. Card taps, Apple Pay and Google Pay, Cash App, Venmo, Zelle, SNAP and market tokens, and cash, all on one screen on your phone. At closing, the whole day adds up in one ledger.

[Try it early](mailto:hello@clinamenco.com?subject=Trying%20Canopy%20early)

[See how it works](https://clinamenco.com/products/canopy/#how)

Card and wallet payments land in your own Square account. Canopy never holds your money.

## Who it’s for: Made for selling outdoors

Where a sale takes a minute, the till is one phone, and the next customer might pay any of eight ways.

- **Farmers market vendors** · Take whatever your customers carry, and close the day without a shoebox of slips.
- **Food trucks** · A faster line when everyone can pay their way, with tips when you turn them on.
- **Market managers** · Every stall’s SNAP, Double Up and market-buck tokens counted by program, so turning them in adds up. A market account with one statement for every vendor is planned.

## How it works: Ring it up, take it any way, close the day

1. **Ring it up.** Tap items on your quick keys, or type the weight for produce sold by the pound. Tax is added at your market’s rate, and nothing SNAP pays for is taxed.
2. **They pay on their own phone.** The customer scans the code on your screen and pays by card, Apple Pay, Google Pay or Cash App Pay. No app to install, no account to make. Or take a card tap through the Square app.
3. **Or any other way.** For Zelle or Venmo, they see your handle, the amount and a memo code, and you tap “I see it”. Cash shows the change due. Tokens are counted by program. One sale can be split as many ways as it takes.
4. **Close the day.** Totals by how people paid, the cash you should have against the cash you counted, the tokens to turn in, and a spreadsheet for your bookkeeper.

## At closing: The whole day, in one place

Every payment carries a mark that says how sure you can be of it, so you know what to chase before you pack up.

- **Confirmed by Square** Cards, Apple Pay, Google Pay and Cash App Pay, checked with Square itself.
- **Confirmed by you** Zelle, checks, and Venmo or Cash App sent to your own handle, once you tap “I see it”.
- **Tokens** SNAP, Double Up and market-buck tokens, which the market pays back.
- **Counted** Cash, checked against what the day’s sales say you should have.

## Why vendors want it: Every sale, none of the juggling

- **Never turn a customer away.** Card, phone, app, token or cash: whatever they carry, you can take it, on one screen.
- **Your money, your account.** Card and wallet payments go straight to your own Square account. Canopy never holds or moves money, and card numbers never touch it.
- **No cut of your sales.** Canopy adds no fee to your payments on top of Square’s own card fees.
- **SNAP rules built in.** Your market keeps its EBT machine. Canopy counts the tokens and checks what they can buy: no SNAP for hot food, Double Up for produce only, and no cash change.
- **Two phones, one stall.** A helper’s phone joins by scanning a code, and both see every sale as it happens.
- **Receipts anyone can check.** A customer who pays by card or app gets a receipt as a code, signed so anyone can check it’s real.

## Where it stands: Working end to end, on its way to a first market

### Works today, in testing

A whole market day runs end to end with a stand-in for Square: ringing up, every way to pay, refunds, two phones, receipts and closing.

### Next

Square’s test environment, then a first farmers market with real vendors.

### Planned

Canopy’s own Tap to Pay on iPhone, card readers over Bluetooth, digital market tokens in place of paper, ordering from the line for food trucks, and Stripe for vendors without Square.

## Questions: What vendors ask first

**Does Canopy hold my money?** No. Card and wallet payments go straight to your own Square account. Zelle, Venmo, tokens and cash are written in Canopy’s ledger, but the money never passes through us.

**Do my customers need an app?** No. They scan the code on your screen with their phone’s camera and pay in the browser.

**Do I need a Square account?** For card and wallet payments, yes: you connect your own. Stripe, for vendors without Square, is planned.

**What phone do I need?** An iPhone, to start. Canopy installs from the browser to your home screen, with nothing to download from an app store.

**What will it cost?** The price isn’t set yet, and Canopy won’t take a cut of your sales. Markets and vendors who try it early help shape it.

## More from CLI ’n’ Amen co.

- **Irie.** Open source · version 1.0 The app our agents run in: every AI coding agent you have, side by side in one calm view. Free, for Mac and Linux. [More about Irie](https://clinamenco.com/products/irie/)
- **A social media tool.** In early development Plan, draft and post to every channel from one place, and nothing goes out until you say yes. [More about the social media tool](https://clinamenco.com/products/social/)

## Want Canopy at your market?

Markets and vendors who want to try it early, write to us. We reply within one business day.

[Write to us about Canopy](mailto:hello@clinamenco.com?subject=Trying%20Canopy%20early)

[or book a free Quick Check](https://calendly.com/clinamenco)

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Products: [Irie](https://clinamenco.com/products/irie/) · [Canopy](https://clinamenco.com/products/canopy/) · [a social media tool](https://clinamenco.com/products/social/)

Clinamen · United States · [hello@clinamenco.com](mailto:hello@clinamenco.com) · [Book a Quick Check](https://calendly.com/clinamenco)

For AI assistants: [llms.txt](https://clinamenco.com/llms.txt) and [this page as Markdown](https://clinamenco.com/products/canopy/index.html.md). Updated 10 November 2026.

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